:root{--bg:#f5f3ee;--card:#fff;--ink:#18231c;--muted:#4a5d50;--green:#2d5e3a;--sage:#eaf3e7;--line:#d9e0d6;--blue:#e8f1f5;--amber:#f5eadb;--radius:24px}*{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:100px}body{background:var(--bg);color:var(--ink);margin:0;font:16px/1.8 -apple-system,BlinkMacSystemFont,PingFang SC,Microsoft YaHei,sans-serif}a{color:var(--green);text-underline-offset:4px}a:focus-visible,button:focus-visible,summary:focus-visible{outline-offset:5px;outline:3px solid #426d87}header{border-bottom:1px solid var(--line);background:#f5f3eef5}.wrap{width:min(1120px,100% - 48px);margin:auto}.nav{justify-content:space-between;align-items:center;gap:20px;padding:18px 0;display:flex}.brand{color:var(--ink);align-items:center;gap:12px;font-weight:700;text-decoration:none;display:flex}.brand img{border-radius:12px;width:44px;height:44px}nav{flex-wrap:wrap;gap:24px;display:flex}nav a{font-size:14px;text-decoration:none}nav a[aria-current=page]{border-bottom:2px solid var(--green);font-weight:700}.eyebrow{color:var(--green);letter-spacing:.12em;font-size:13px;font-weight:700}.hero{max-width:800px;padding:70px 0 50px}h1{letter-spacing:-.04em;margin:20px 0;font-size:clamp(36px,6vw,64px);line-height:1.2}h2{margin:0 0 16px;font-size:26px;line-height:1.4}h3{margin:0 0 8px;font-size:18px}.lead{color:var(--muted);max-width:710px;font-size:19px}.meta,.muted{color:var(--muted)}.meta{font-size:14px}.badges{flex-wrap:wrap;gap:10px;margin:26px 0;display:flex}.badge{background:var(--sage);color:var(--green);border-radius:30px;padding:6px 15px;font-size:13px}.grid{grid-template-columns:1fr 1fr;gap:24px;display:grid}.card{background:var(--card);border:1px solid var(--line);border-radius:var(--radius);padding:30px}.card.blue{background:var(--blue)}.card.amber{background:var(--amber)}.step{background:var(--green);color:#fff;border-radius:50%;place-items:center;width:34px;height:34px;margin-bottom:14px;font-size:14px;display:inline-grid}.section{margin:0 0 48px}.section-head{margin:50px 0 22px}.button{background:var(--green);border:1px solid var(--green);color:#fff;min-height:48px;font:inherit;cursor:pointer;border-radius:14px;justify-content:center;align-items:center;padding:10px 20px;font-weight:600;text-decoration:none;transition:transform .15s,background .15s;display:inline-flex}.button:hover{background:#214a2d}.button:active{transform:scale(.97)}.button.soft{background:var(--sage);color:var(--green);border-color:var(--line)}.actions{flex-wrap:wrap;gap:12px;margin-top:24px;display:flex}ol,ul{padding-left:23px}li{margin:8px 0}.policy-grid{grid-template-columns:235px minmax(0,1fr);align-items:start;gap:42px;display:grid}.toc{border-left:2px solid var(--line);padding-left:20px;position:sticky;top:24px}.toc a{margin:10px 0;font-size:14px;text-decoration:none;display:block}.prose section{background:var(--card);border:1px solid var(--line);border-radius:20px;margin-bottom:20px;padding:28px;scroll-margin-top:24px}.prose p{margin:12px 0}.notice{background:var(--sage);color:var(--green);border-radius:16px;padding:18px 22px}.table-wrap{overflow-x:auto}table{border-collapse:collapse;width:100%;font-size:14px}th,td{border-bottom:1px solid var(--line);text-align:left;vertical-align:top;padding:14px 10px}th{color:var(--green)}details{border-bottom:1px solid var(--line);padding:18px 0}details:first-child{padding-top:0}details:last-child{border:0}summary{cursor:pointer;justify-content:space-between;align-items:center;gap:20px;min-height:44px;font-weight:600;list-style:none;display:flex}summary::-webkit-details-marker{display:none}summary:after{content:"+";color:var(--green);font-size:24px}details[open] summary:after{content:"−"}details p{color:var(--muted);margin:10px 0}details[open] p{animation:.2s ease-out reveal}@keyframes reveal{0%{opacity:0;transform:translateY(-4px)}to{opacity:1;transform:none}}.contact{justify-content:space-between;align-items:center;gap:24px;display:flex}.qq{letter-spacing:.05em;font-size:32px;font-weight:700}.status{min-height:28px;margin:8px 0 0;font-size:14px}.skip{z-index:2;background:#fff;padding:12px;position:absolute;top:-100px;left:12px}.skip:focus{top:12px}footer{border-top:1px solid var(--line);color:var(--muted);margin-top:64px;padding:28px 0;font-size:13px}footer .wrap{flex-wrap:wrap;justify-content:space-between;gap:20px;display:flex}@media (width<=720px){.wrap{width:calc(100% - 32px)}.nav{flex-direction:column;align-items:flex-start;gap:12px}.brand{font-size:17px}nav{gap:20px}.hero{padding:40px 0 28px}.lead{font-size:17px}.grid,.policy-grid{grid-template-columns:1fr;gap:18px}.toc{background:var(--sage);columns:2;border:0;border-radius:18px;padding:16px 20px;position:static}.card,.prose section{padding:22px}.contact{flex-direction:column;align-items:flex-start}.qq{font-size:28px}h2{font-size:23px}}@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}*,:before,:after{transition:none!important;animation:none!important}}@media print{header,footer,.toc,.actions,.skip{display:none}.policy-grid{display:block}.wrap{width:100%}.prose section{break-inside:avoid;border:0;padding:12px 0}.hero{padding:10px 0}body{background:#fff}}